Top 10 Best Mortgage Lenders 2024



Purchasing a home is a big decision, and it should come as no surprise that finding a mortgage is a task that should not be taken lightly. With so many mortgage lenders on the market in 2024, it can be a daunting task to find the right lender for your particular situation. Our research team has dedicated considerable time to researching the leading mortgage lenders in the market and have concluded that the following ten mortgage lenders are the best of the bunch in 2024.


1. Wells Fargo

Wells Fargo is one of the oldest and largest lenders in the mortgage world. A trusted provider of funding for numerous homeowners, Wells Fargo provides competitive rates and excellent customer service. It’s a favorite among first-time homebuyers for its low down payments and vast portfolio of loan products.


2. Quicken Loans

Known for its Rocket Mortgage platform, Quicken Loans has a streamlined process for securing a mortgage loan. Quicken stands out because it provides an online experience and utilizes technology to its advantage. Its QuickClose Connect technology allows you to digitally submit documents for quicker mortgage loan closing.


3. Chase

For those looking for both a bank and a mortgage lender, Chase is worth considering. Customers of Chase that take out a mortgage will be able to take advantage of other Chase products to reduce the overall costs associated with purchasing a home.


4. US Bank

As one of the major banks with a presence in all 50 states, US Bank offers competitive rates and well-rounded products to borrowers. In addition to traditional mortgages, the bank also offers specialized mortgage products such as VA loans, FHA loans, and special financing for rural properties.



USAA is one of the most popular lenders for members of the military and their families. Although its products target military members, USAA is an excellent choice for all homebuyers looking for competitive rates and features such as premium customer service.


6. Navy Federal Credit Union

NFCU is very similar to USAA in that it specializes in providing services for members of the military and their families. Like USAA, NFCU offers an array of products for all types of homebuyers—from first-time buyers to experienced investors.


7. Bank of America

Arguably the biggest name in the banking world, Bank of America is a one-stop shop for all homebuyers. Obtaining a mortgage within Bank of America’s financial network provides customers with complete control and convenience.


8. CitiMortgage

CitiMortgage is a well established mortgage lender and part of Citi Banking. The lender offers excellent rates and features such as the industry-leading Citi Mortgage Stress Test. This test helps homeowners compare their current mortgage with the options available to them.


9. PNC

PNC is another large bank with products that can be used to finance a home. The lender is known for excellent rates and a good digital experience for customers. PNC also offers knowledge and guidance for those unfamiliar with the mortgage process.


10. Flagstar Bank

Flagstar Bank is one of the few lenders that specialize in providing services for existing homeowners looking to refinance. Flagstar Bank has competitive rates for both FHA and conventional mortgages.




When it comes to finding a mortgage lender, there are many factors that come into play. The ten lenders listed above have earned their spots as the best mortgage lenders in 2024 due their competitive rates, customer service, and overall ease of use. It’s important to spend time researching all potential lenders for the best rate and deal before making a final decision.

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